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Worldwide Travel Insurance

Travel the world with confidence

Flexible worldwide travel insurance for long-haul holidays and adventures, with cover options including or excluding the USA, Canada and the Caribbean.

  • Up to £10 million emergency medical cover
  • Single Trip, Annual Multi-Trip & Longstay options
  • 24-hour emergency medical assistance

Worldwide travel insurance

Travel insurance for holidays around the world

Planning a long-haul holiday, a multi-destination adventure or a trip beyond Europe? Covered2Go offers worldwide travel insurance with a choice of geographical areas, cover levels and policy types to suit eligible trips.

Choose from Single Trip, Annual Multi-Trip or Longstay cover, subject to eligibility and the geographical area selected.

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Worldwide Travel Insurance at a glance

Flexible cover for long-haul and worldwide trips

Two worldwide areas

Choose worldwide cover excluding or including the USA, Canada and the Caribbean.

Up to £10 million medical cover

Depending on the cover level selected, emergency medical expenses cover ranges from £5 million to £10 million.

Flexible policy types

Single Trip, Annual Multi-Trip and Longstay options are available, subject to eligibility.

24-hour assistance

Emergency medical assistance is available 24 hours a day while you are travelling.

Choose the right geographical area

Which worldwide travel insurance area do I need?

Covered2Go offers two worldwide geographical areas. The correct option depends on every destination on your itinerary.

Popular for Mexico, Thailand & Dubai

Worldwide excluding USA, Canada & the Caribbean

Covers worldwide destinations except the USA, Canada and the Caribbean.

This area also includes the UK, Europe, Australia and New Zealand.

Popular for USA, Canada & Caribbean holidays

Worldwide including USA, Canada & the Caribbean

Provides full worldwide geographical cover, including the USA, Canada and Caribbean destinations.

It also includes the UK, Europe, Australia, New Zealand and destinations covered by the worldwide excluding area.

Travelling to the Caribbean?

The Caribbean is not a standalone area of cover. If any destination on your itinerary is in the Caribbean, select Worldwide including USA, Canada & the Caribbean. Always check every destination when getting your quote and the current Policy Wording.

Understanding worldwide cover

What is worldwide travel insurance?

Worldwide travel insurance is designed for eligible trips across a broad range of international destinations. It can help protect you against insured events before and during your trip, subject to the policy terms, limits and exclusions.

Before you travel

Eligible cancellation cover may help with irrecoverable travel and accommodation costs if you have to cancel for a reason covered by the policy.

While you’re abroad

Depending on your cover level, protection may include emergency medical expenses, baggage, travel disruption and personal liability.

What’s included?

What does worldwide travel insurance cover?

The exact benefits depend on the policy and cover level selected. Cover may include:

Emergency medical expenses

Cover for eligible emergency medical treatment abroad and emergency repatriation, with limits ranging from £5 million to £10 million depending on your cover level.

Cancellation & curtailment

Cover for eligible irrecoverable travel and accommodation costs if you need to cancel or cut your trip short for an insured reason.

Baggage & belongings

Cover may apply if insured baggage or personal belongings are lost, stolen or damaged, subject to limits and exclusions.

Travel delay

Benefits may be available following a qualifying travel delay, subject to the waiting period and policy terms.

Missed departure

Cover may apply to certain additional travel or accommodation costs following an eligible missed departure.

Personal liability

Up to £2 million personal liability cover may apply if you are legally liable for accidental injury to another person or accidental damage to their property.

Benefits, limits, excesses and exclusions vary by cover level. Always read the current Policy Wording before purchasing.

Choose your policy type

Single Trip, Annual Multi-Trip or Longstay worldwide cover?

Single Trip

For one eligible trip. Covered2Go Single Trip cover is available up to age 99 and can cover trips of up to 365 days, subject to eligibility.

Explore Single Trip Travel Insurance

Annual Multi-Trip

For multiple eligible trips during 12 months. Available up to age 85, with 31 days per trip as standard and optional 45- or 60-day extensions for an additional premium.

Explore Annual Multi-Trip Travel Insurance

Longstay

For eligible travellers aged 64 or under taking an extended trip, with cover available for trips of up to 18 months.

Explore Longstay Travel Insurance

Where are you going?

Popular worldwide travel destinations

Your required geographical area depends on your itinerary. Popular long-haul destinations include:

USA

Choose Worldwide including USA, Canada & the Caribbean if your trip includes the United States.

Canada

Canada requires the Worldwide including USA, Canada & the Caribbean area.

Caribbean

Caribbean destinations are included only when Worldwide including USA, Canada & the Caribbean is selected.

Mexico

Mexico is a popular destination within Worldwide excluding USA, Canada & the Caribbean.

Thailand

Thailand is covered within Worldwide excluding USA, Canada & the Caribbean.

Dubai

Dubai is included within Worldwide excluding USA, Canada & the Caribbean.

Australia

Both worldwide areas include Australia. A separate Australia & New Zealand geographical area may also be available in the quote journey.

New Zealand

Both worldwide areas include New Zealand. Check the geographical option that best matches your full itinerary.

Medical conditions

Worldwide travel insurance with pre-existing medical conditions

Cover may be available for eligible travellers with pre-existing medical conditions. Some specified conditions do not require medical screening under the current Policy Wording, while other relevant conditions need to be declared and may be considered following medical screening and acceptance.

Medical screening may be required

Where screening is required, acceptance, an additional medical premium or special terms may apply.

Check before you travel

Make sure you understand the medical declaration requirements that apply to your policy and tell the Medical Screening Service about relevant changes in health where required.

Read about pre-existing medical conditions

Tailor your cover

Optional cover for worldwide trips

Winter Sports Cover

Additional cover for eligible skiing, snowboarding and winter sports trips.

Winter Sports Travel Insurance

Cruise Cover

Additional cruise-specific benefits may be available when the required cover is added.

Cruise Travel Insurance

Business Travel Cover

Additional benefits may be available for eligible business equipment, documents and work-related travel.

Business Travel Insurance

Golf Cover

Optional protection may be available for eligible golf equipment and related benefits.

Golf Cover

Before you go

Check official travel advice

Check the latest UK Foreign Travel Advice for every destination on your itinerary before booking and again before travelling. Policy terms may restrict cover where you travel against applicable official advice.

Ready to travel?

Get a worldwide travel insurance quote

Choose the geographical area, policy type and cover level that suits your eligible trip.

Get a quote

Cover is subject to eligibility, policy terms, conditions, exclusions and limits. Optional cover may require an additional premium. Please read the current Policy Wording before purchasing.

Worldwide Travel Insurance FAQs

Worldwide travel insurance is designed for eligible trips across a broad range of international destinations. Depending on the policy and cover level selected, it may provide protection for emergency medical expenses, cancellation or curtailment, baggage, travel disruption and personal liability. Cover is subject to the applicable terms, limits and exclusions in the Policy Wording.

Worldwide travel insurance may cover emergency medical expenses and repatriation, cancellation or curtailment, baggage and personal belongings, travel delay, missed departure and personal liability. The benefits and limits depend on the level of cover selected, so check the current Policy Wording before purchasing.

Covered2Go offers two worldwide areas: Worldwide excluding USA, Canada & the Caribbean and Worldwide including USA, Canada & the Caribbean. If any part of your trip includes the USA, Canada or a Caribbean destination, you should select the worldwide area that includes them. Make sure every destination on your itinerary is covered when getting your quote.

Yes, provided you select Worldwide including USA, Canada & the Caribbean. The worldwide option excluding these destinations does not cover travel to the USA.

Yes. To include Canada, select Worldwide including USA, Canada & the Caribbean when arranging your policy.

Yes, when you select Worldwide including USA, Canada & the Caribbean. The Caribbean is not a standalone Covered2Go geographical area. If your itinerary includes a Caribbean destination, you need the worldwide option that includes the Caribbean.

Yes. Mexico is included within Covered2Go’s Worldwide excluding USA, Canada & the Caribbean geographical area. You should still make sure every destination on your itinerary is included when arranging your cover.

Yes. Thailand is included within Worldwide excluding USA, Canada & the Caribbean, as well as the broader worldwide area that includes the USA, Canada and the Caribbean.

Yes. Dubai is included within Worldwide excluding USA, Canada & the Caribbean, as well as the broader worldwide area that includes the USA, Canada and the Caribbean.

Yes. Both Covered2Go worldwide geographical areas include Australia and New Zealand. A separate Australia & New Zealand geographical area is also available in the quote journey and includes the UK and Europe, so select the option that is appropriate for your complete itinerary.

Yes. Both Covered2Go worldwide geographical areas also include Europe and the UK, subject to the applicable policy terms and eligibility requirements. If you are only travelling within Europe, Europe Travel Insurance may provide the geographical area you need.

If you’re arranging one eligible worldwide holiday, Single Trip Travel Insurance may be suitable. If you’re planning several eligible trips during a 12-month period, Annual Multi-Trip Travel Insurance may be more convenient. Annual cover provides up to 31 days per trip as standard, with optional 45- or 60-day extensions available for an additional premium.

Yes. Longstay Travel Insurance may be available to eligible travellers aged 64 or under for extended trips of up to 18 months. The appropriate geographical area must be selected for all destinations on your itinerary.

Yes, subject to eligibility. Covered2Go Single Trip Travel Insurance is available to eligible travellers up to age 99, while Annual Multi-Trip Travel Insurance is available up to age 85. Visit Over 65s Travel Insurance for more information.

Cover may be available. Some specified medical conditions do not require medical screening under the current Policy Wording, while other relevant conditions need to be declared and may be considered following medical screening and acceptance. An additional medical premium or special terms may apply. See Travel Insurance for Pre-Existing Medical Conditions for more information.

If your worldwide trip includes a cruise, Cruise Cover must be added where required by the policy. This can provide additional cruise-specific benefits for eligible events, subject to the applicable terms and limits. See Cruise Travel Insurance for details.

Standard travel insurance may not provide cover for skiing, snowboarding or other winter sports activities. Winter Sports Cover can be added where available for eligible winter sports-related risks, subject to policy terms. See Winter Sports Travel Insurance.

Yes. Eligible families can choose Family Travel Insurance with Single Trip, Annual Multi-Trip or Longstay cover. You will need to select the geographical area that covers every destination on your family trip.

Yes. Eligible couples can be covered together on Single Trip, Annual Multi-Trip or Longstay policies. Covered2Go defines a couple as two adults who have been permanently living together at the same address for more than six months. See Couples Travel Insurance for more information.

Business Travel Cover can be added where available to provide additional protection for eligible business-related risks, including certain business equipment and documents. See Business Travel Insurance for details.

It is generally worth arranging your travel insurance as soon as you have booked your trip so that eligible pre-departure cancellation cover can begin in accordance with the policy terms. A new Covered2Go policy must be purchased before leaving the UK.

Yes. Check the latest UK Foreign Travel Advice for every destination on your itinerary before booking and again before travelling. Your policy may restrict cover where you travel against applicable official advice.

Page last updated: September 24, 2026