Couples cover explained
What is Couples Travel Insurance?
Covered2Go Couples Travel Insurance allows two eligible adults to be covered together on one policy. A couple is defined as two adults who have permanently lived together at the same address for more than six months.
Couples cover is available on Single Trip, Annual Multi-Trip and Longstay policies, subject to the eligibility requirements of the policy selected.
One policy for two adults
Cover both eligible adults together under one Couples Travel Insurance policy.
Independent travel allowed
Each adult can travel independently, subject to the terms and eligibility requirements of the policy.
Flexible policy options
Choose Single Trip, Annual Multi-Trip or Longstay cover to suit your travel plans.
UK, Europe and worldwide
Select the geographical area that covers every destination on your itinerary.
Couples eligibility: Both adults must have permanently lived together at the same address for more than six months. Other policy eligibility requirements also apply.
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Couples policy eligibility
Who can be covered by Couples Travel Insurance?
Covered2Go Couples Travel Insurance is designed for two adults who have permanently lived together at the same address for more than six months. Both adults must meet the eligibility requirements of the policy selected and be named on the policy schedule.
Two eligible adults
A Couples policy covers two eligible adults who meet the policy definition of a couple.
Same permanent address
You must have permanently lived together at the same address for more than six months.
What’s included
What does Couples Travel Insurance cover?
Couples Travel Insurance provides the benefits of the Covered2Go policy and cover selected. Depending on your policy type and cover level, this can include protection for a range of eligible unexpected events before and during your trip.
Emergency medical expenses
Cover may be available for eligible emergency medical treatment abroad and medically necessary repatriation, subject to the policy selected.
Cancellation and curtailment
Cover for certain irrecoverable costs if you need to cancel your trip or cut it short for an insured reason.
Baggage and belongings
Cover may be available for eligible baggage and personal belongings that are lost, stolen or damaged during your trip.
Travel disruption
Depending on the policy, cover may apply for certain delays, missed departures and other insured travel disruption.
Personal liability
Cover may be available for certain eligible personal liability claims arising during your insured trip.
24-hour emergency assistance
Emergency medical assistance is available 24 hours a day while you are travelling.
Exact benefits, limits, terms, conditions, exclusions and excesses depend on the policy and cover selected. Please check your quote, policy schedule and Policy Wording.
Choose your policy
Which Couples Travel Insurance policy is right for you?
The right policy will depend on how often you travel and how long you plan to be away. Couples cover is available on Single Trip, Annual Multi-Trip and Longstay policies.
One holiday
Single Trip Couples Travel Insurance
Suitable for one specific holiday, such as a weekend break, honeymoon or longer one-off trip.
Several holidays
Annual Multi-Trip Couples Travel Insurance
Suitable for couples planning multiple eligible holidays during a 12-month policy period. Each adult can also travel independently, subject to the policy terms.
One extended trip
Longstay Couples Travel Insurance
Suitable for one extended journey of up to 18 months, subject to Longstay eligibility requirements, including the applicable a maximum purchase age of 64.
Flexible travel
Can couples travel separately on the same policy?
Yes. Each adult insured under a Covered2Go Couples policy can travel independently, subject to the policy terms, trip-duration limits, geographical area and any other applicable eligibility requirements.
This can be particularly useful for couples who sometimes travel together and sometimes take separate trips during the policy period.
Medical cover
Couples Travel Insurance and pre-existing medical conditions
Covered2Go considers pre-existing medical conditions for travellers included on a Couples policy. Medical declaration requirements depend on the condition and the current Policy Wording.
Some specified conditions may be covered without medical screening where the applicable requirements are met. Other pre-existing medical conditions must be declared and accepted where required, and an additional medical premium or special terms may apply.
Find out about travel insurance for pre-existing medical conditions
Destination cover
Where can Couples Travel Insurance cover you?
Covered2Go Couples Travel Insurance can provide cover for eligible trips in the UK, Europe and destinations worldwide. You must select the geographical area that includes every destination on your itinerary.
UK holidays
Cover may be available for eligible trips within the UK when the policy requirements are met.
European holidays
Suitable for eligible city breaks, beach holidays and touring trips across destinations included within the European geographical area.
Worldwide holidays
Choose the appropriate worldwide geographical area for eligible trips further afield.
Check that your selected geographical area includes every country and relevant stopover on your itinerary, and review the latest UK Foreign Travel Advice before travelling.
Travelling with others?
Travelling with children, friends or other adults?
Travelling with dependent children?
If you are travelling with eligible dependent children, Family Travel Insurance may be more suitable than Couples cover.
Travelling with friends or other adults?
If you’re travelling with friends or another group of adults, Group Travel Insurance can cover up to 14 adult travellers travelling together, subject to eligibility.
Policy prices
How much does Couples Travel Insurance cost?
The price of Couples Travel Insurance varies depending on your circumstances, travel plans and the cover selected. A joint policy is not necessarily cheaper than arranging cover separately, so getting a quote is the best way to see the price for your trip.
What can affect the price?
- The policy type selected: Single Trip, Annual Multi-Trip or Longstay
- The ages of both travellers
- Your destination and geographical area
- The length and number of trips
- The cover level and optional protection selected
- Any pre-existing medical conditions requiring additional cover
Why Covered2Go?
Why choose Covered2Go for Couples Travel Insurance?
Covered2Go offers flexible travel insurance options for eligible couples, with a choice of policy types, destination cover and support before and during your trip.
Three policy options
Choose from Single Trip, Annual Multi-Trip or Longstay Couples cover.
Independent travel
Each adult can travel independently, subject to the applicable policy terms.
24-hour emergency assistance
Emergency medical assistance is available 24 hours a day while you are travelling.
UK-based support
Our UK-based team can help with general policy questions before you travel.
Helpful official travel resources
UK Foreign Travel Advice ›
Check current entry requirements, safety information and Foreign, Commonwealth & Development Office travel advice.
NHS Travel Vaccination Advice ›
Find official NHS guidance about travel vaccinations and preparing for travel.
Covered2Go Policy Wordings ›
Review the complete terms, benefit limits, conditions and exclusions that apply to your policy.
Ready to arrange Couples Travel Insurance?
Get a Couples Travel Insurance quote and choose the policy type, destination and cover that best match your travel plans.
Get a Couples Travel Insurance quote
Want to check the cover first? View our Policy Wordings.
Cover limits, terms, conditions, exclusions and excesses apply. Please check that the policy meets your needs before purchasing.










