Group Travel Insurance – Protect Your Adventures

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Group Travel Insurance

If you are holidaying with a group of friends, then it may be worth seeing if group travel insurance is better, rather than purchasing individual policies. Our questions and answers below will provide you with more information about group travel insurance, to help you decide on which type of policy is right for you.

What is group travel insurance?

Our group travel insurance will cover up to 14 adults who are travelling together. For group travel, having one policy in place may be the ideal choice, to simplify the paperwork.

However, if you or anyone else in your travelling party is planning on going away on multiple holidays in the year separately, then group travel insurance may not be the right choice. In this circumstance, an annual multi-trip policy might be the better choice.

Why choose a group policy?

A group policy can be a simple solution as there is only one set of insurance, meaning less paperwork. You only purchase one policy, rather than multiple policies for your group.

Group cover can be an option to Covered2go Single Trip and Long Stay travel insurance policies, and as such, you can also benefit from the following:

  • Covid-19 cover* (which includes up to £10,000 for cancellation / curtailment due to contracting Covid-19).
  • Up to £10M medical expenses and repatriation (include cover if you contracted Covid-19 abroad)
  • Cover for your personal possessions, including mobile phones
  • 24-hour emergency medical assistance

Why group travel insurance might not be the right choice.

In certain circumstances, group travel insurance may not be the right choice for you, for example:

  • If you are significantly older than everyone else, as this can increase the costs for the other individuals in your travelling party.
  • If you are going on other trips in the same year, separately from the group, it might be more economical overall to get an annual multi-trip policy.

Do you have to be related to get a group policy?

No, group travel insurance is for any group of adults and you do not need to be related, you just need to be travelling together.

How many people can be insured on a group policy?

Our policies currently cover up to 14 adults on a group policy, however, if you are looking to insure more than 14, we would be more than happy to discuss your requirements with you, contact us today for a group travel insurance quote. Get a quote for a group trip today!

Useful Travel Advice & Requirements

  • UK Foreign Travel Advice – Get up-to-date information on visa requirements, travel restrictions, and safety tips for your destination.
  • NHS Fit for Travel – Find health advice, vaccinations, and travel health recommendations.
  • ABTA – Advice on booking safe and secure holidays.
  • FCDO Travel Insurance Advice – Learn why travel insurance is essential before going abroad.

Group Travel Insurance FAQs

Pricing depends on factors like age, destination, trip length, and pre-existing medical conditions. If your group has varying needs, it’s worth comparing both group and individual quotes to see which offers the best value.

Group travel insurance covers multiple people under one policy – our group policies will cover up to 14 adults who are travelling together. Providing protection for unexpected events like trip cancellations, medical emergencies, lost luggage, and travel delays.

Yes, you can get travel insurance for two people under a couples travel insurance policy. This type of policy covers both travellers under a single poliicy, offering protection for trip cancellations, medical emergencies, lost luggage, and more.

To qualify, two adults must have been permanently living together at the same address for more than six months (each adult can travel independently).

If you’re travelling together but live separately, you can still opt for group travel insurance instead.

We are confident that our medical screening quotation system will provide cover in most circumstances, with decisions being instantaneous. Simply get a quote or contact us to discuss further.

If we cannot cover your condition, GoodToGo Insurance may be able to help you. We are pleased to have partnered with GoodToGo Insurance, who are on the list of serious medical specialist providers presented on the medical directory by MaPS.

GoodToGo’s policies are designed for people travelling with all types of pre-existing medical conditions up to a high level of severity and sometimes even a terminal prognosis. You can call us on 0333 400 7745 or visit our Covered2Go/GoodToGo partnership website for more information.

If Covered2Go and/or GoodToGo are unable to cover your condition, then you have free and unrestricted access to a pool of specialist travel insurance providers on the directory provided by the Money and Pensions Service (MaPS).

MaPS was established at the beginning of 2019 and engages with HM Treasury on policy matters relating to financial capability and debt advice.

The MaPS travel insurance directory has been created for travellers who have potentially been refused cover or received a high additional premium in connection with their medical conditions, which provides them with access to consider alternative providers.

How can I access the MaPS Directory?

  • By Phone – call 0800 138 7777 (Monday – Friday 8am to 6pm)
  • Online – you can visit the online travel insurance MaPS directory for a full list of participating travel insurance brands by clicking here.
  • By Email – simply contact traveldirectory@maps.org.uk.