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Single Trip Travel Insurance

Award-winning Single Trip Travel Insurance for holidays in Europe, the USA and worldwide. Choose from Silver, Gold or Platinum cover levels and travel with confidence knowing you’re protected for medical emergencies, cancellation, baggage and more.

  • Which? Best Buy Status for Silver, Gold and Platinum Cover (2026)
  • 4.6 out of 5 Star Excellent Rating on Trustpilot (2026)
  • Up to £10 Million Emergency Medical Cover
  • Up to £10,000 Cancellation Cover
  • Cover Available for Pre-Existing Medical Conditions

What Is Single Trip Travel Insurance?

Single Trip Travel Insurance provides cover for one specific holiday, from the date your policy starts until you return home.

Whether you’re travelling for a weekend city break, a two-week beach holiday, a cruise or a long-haul adventure, Single Trip Travel Insurance helps protect you against unexpected events before and during your trip.

Policies can include cover for:

  • Emergency medical expenses
  • Cancellation and curtailment
  • Lost, stolen or delayed baggage
  • Travel disruption
  • Personal liability
  • Legal expenses

Why Do I Need Single Trip Travel Insurance?

Even carefully planned holidays can be disrupted by unexpected events.

Travel insurance can help protect you financially if:

  • You need emergency medical treatment abroad
  • Your holiday is cancelled before departure
  • Your baggage is lost, stolen or delayed
  • Your passport is lost or stolen
  • You miss your departure due to circumstances beyond your control

Medical treatment abroad can be extremely expensive, particularly in destinations such as the United States.

What Does Our Single Trip Travel Insurance Cover?

  • Emergency Medical Expenses

Up to £10 million cover for emergency medical treatment, hospitalisation and repatriation.

  • Cancellation Cover

Up to £10,000 protection if you need to cancel your trip for a covered reason.

  • Baggage Cover

Protection for lost, stolen or damaged personal belongings.

  • Travel Disruption

Cover for missed departures, delays and unexpected disruption.

  • Personal Liability

Protection if you become legally liable for accidental injury or damage.

  • Legal Expenses

Cover for certain legal costs arising from incidents during your trip.

  • Maximum age up to 99

Travel confidently at almost any age, subject to eligibility and medical screening.

Single Trip Travel Insurance For Every Type Of Holiday

Cover for city breaks, beach holidays and touring trips across Europe.

Travel insurance for trips to America, including cover for potentially high medical costs.

Protection for parents and children travelling together.

Optional cruise cover available.

Optional winter sports cover available.

Worldwide cover for destinations further afield.

Single Trip Travel Insurance for Popular Types of Travel

Whether you’re travelling within Europe, heading to the USA, setting sail on a cruise holiday or travelling with a pre-existing medical condition, choosing the right travel insurance can help you travel with confidence and enjoy your trip knowing you’re protected should the unexpected happen.

Single Trip Travel Insurance for Europe

Planning a European getaway? Whether you’re heading to Spain, Greece, Cyprus, Italy or Portugal, our Single Trip Travel Insurance can provide cover for cancellation, emergency medical expenses, baggage and travel disruption. Even when travelling with a GHIC card, travel insurance remains important as it can help cover costs that may not be included under reciprocal healthcare arrangements.

Related: Europe Travel Insurance

Single Trip Travel Insurance for the USA

The United States remains one of the most popular long-haul destinations for UK travellers, but medical treatment costs can be significantly higher than in many other countries. Our Single Trip Travel Insurance includes emergency medical cover to help protect you while travelling, whether you’re visiting New York, Florida, California or Las Vegas.

Related: USA Travel Insurance

Single Trip Travel Insurance for Cruises

Cruise holidays often involve unique travel arrangements and may require additional protection beyond standard travel insurance. Optional cruise cover can provide additional benefits for situations such as missed port departures, cabin confinement and itinerary changes, helping you enjoy your holiday with greater peace of mind.

Related: Cruise Travel Insurance

Single Trip Travel Insurance with Medical Conditions

We understand that many travellers have pre-existing medical conditions. Cover may be available for a wide range of declared medical conditions following medical screening, helping you travel with confidence knowing you have appropriate protection in place before you set off on your trip.

Related: Pre-existing Medical Conditions Travel Insurance

Single Trip vs Annual Multi Trip Travel Insurance

Single Trip Travel Insurance Annual Multi Trip Travel Insurance
One holiday Multiple holidays
Ideal for occasional travellers Ideal for frequent travellers
Lower upfront cost Can offer better value across the year
One destination Multiple destinations

Travelling more than once this year? Consider our Annual Multi Trip Travel Insurance.

Why Choose Covered2Go?

We’ve helped thousands of travellers protect their holidays with award-winning travel insurance designed to provide confidence before and during your trip.

Covered2Go Silver Gold and Platinum cover achieve Which? Best Buy status for 2026

  • Award-Winning Cover

We’re proud to offer Which? Best Buy recognised travel insurance policies.

  • Trusted By Thousands Of Travellers

Rated Excellent on Trustpilot.

  • UK-Based Customer Support

Friendly support from our experienced UK team.

  • Flexible Cover Options

Choose from Silver, Gold and Platinum levels.

  • Medical Screening Available

Cover available for many pre-existing medical conditions.

Compare Our Cover Levels

Cover Feature Silver Gold Platinum
Cancellation Cover £2,000 £5,500 £10,000
Emergency Medical Expenses £5 million £10 million £10 million
Baggage & Personal Belongings £1,500 £3,000 £5,000
Travel Delay £25 per 12 hrs
£150 max		 £35 per 12 hrs
£210 max		 £60 per 12 hrs
£600 max
Missed Departure / Connection £600 £1,000 £2,000
Personal Liability £2 million £2 million £2 million
Legal Expenses £15,000 £25,000 £25,000
Policy Excess £75 £50 Nil

Please refer to your quote and Policy Wording for exact cover limits.

Popular Destinations Covered

We provide travel insurance for destinations across Europe, North America, Asia and worldwide, including some of our most popular holiday destinations below.

When Should I Buy Single Trip Travel Insurance?

The best time to buy travel insurance is as soon as you’ve booked your holiday.

This allows you to benefit from cancellation cover before you travel.

The longer you wait, the longer you’re unprotected.

Ready To Get Covered?

Get a quote online in minutes and choose from Silver, Gold or Platinum levels of cover.

Get A Quote

Cover limits, terms, conditions and exclusions apply. Please read the Policy Wording carefully to ensure the cover meets your needs.

Last reviewed: June 2026

Reviewed by the Covered2Go Travel Insurance Team

We’ve Got You Covered with our
Award-Winning Travel Insurance

  • 4.6 out of 5 Star Excellent Rating on
    Trustpilot (2025)
  • Finalists – Best Travel Insurance Provider –
    Insurance Choice Awards (2024)
  • Best Travel Insurance Provider –
    Insurance Choice Awards (2022)
*Gold & Platinum
Policies Only

Single Trip Travel Insurance FAQs

Single Trip Travel Insurance is ideal for those going on a one-off holiday. If you plan to travel more than once, you may be better off with an annual policy, rather than organising separate single trip policies every time you travel. Single Trip Travel Insurance can cover you and those travelling with you, for up to 365 days a year. If you are organising travel insurance for anyone else in your travelling party, ensure to add them to your policy by choosing either, a couple’s policy, a family policy or a group policy.

If you are thinking about purchasing a Single Trip Travel Insurance policy, you may need cover for taking part in extra activities. Winter Sports Cover is important to add to your policy if you are going skiing or snowboarding, as it will provide additional benefits, including cover if your ski equipment is lost or damaged. Similarly, with Cruise Cover, it is essential to add to your policy if you are going on a cruise for cover to be provided, this also provides additional cover benefits, such as missed port departure and cabin confinement.

We provide cover for many Sports and Activities, such as, water skiing, trekking and zip lining. Over 90 sports and activities are covered as standard, and for an additional premium, we can cover those that are a little more hazardous!

Yes, our single trip travel insurance policy provides cover if your trip is cancelled or cut short in certain circumstances. This may include cancellations or curtailments due to unforeseen circumstances. Full details of what is and isn’t covered can be found in the Policy Wording.

With Single Trip Travel Insurance, you would be covered for medical expenses, cancellation, and loss of personal possessions. However, the amounts you are covered for and the specifics of what these benefits entail will depend on the level of cover you take out. Our levels of cover available are Silver, Gold and Platinum. You can review all our policy documents to find out which one would be most suited to your needs.

Covered2Go offers three levels of travel insurance. These are Silver, Gold and Platinum. With our Platinum policy, there’s a Nil Excess, and Cancellation Cover up to £10,000 per person.

If you only travel occasionally, perhaps once or twice a year, a Single Trip Travel Insurance policy may be the best option for you. This type of policy can also provide cover for longer trips, lasting up to 365 days, subject to terms and conditions.

However, if you’re likely to take multiple trips within a year, Covered2Go Annual Multi-Trip Travel Insurance could be a more cost-effective and convenient way to stay covered.

Yes, we can amend travel dates up to 2 years from the issue date of your policy, provided you have not travelled, not made any claims, and have no circumstances which may lead to any claims.

You should purchase your policy as soon as possible for cover to be provided. When obtaining a quotation, please tell us the date you are leaving the United Kingdom. The start date and end date of the policy should correspond with the dates of travel. Cancellation cover will become effective the date the premium is paid, and the policy is issued.

We are confident that our medical screening quotation system will provide cover in most circumstances, with decisions being instantaneous. Simply get a quote or contact us to discuss further.

If we cannot cover your condition, GoodToGo Insurance may be able to help you. We are pleased to have partnered with GoodToGo Insurance, who are on the list of serious medical specialist providers presented on the medical directory by MaPS.

GoodToGo’s policies are designed for people travelling with all types of pre-existing medical conditions up to a high level of severity and sometimes even a terminal prognosis. You can call us on 0333 400 7745 or visit our Covered2Go/GoodToGo partnership website for more information.

If Covered2Go and/or GoodToGo are unable to cover your condition, then you have free and unrestricted access to a pool of specialist travel insurance providers on the directory provided by the Money and Pensions Service (MaPS).

MaPS was established at the beginning of 2019 and engages with HM Treasury on policy matters relating to financial capability and debt advice.

The MaPS travel insurance directory has been created for travellers who have potentially been refused cover or received a high additional premium in connection with their medical conditions, which provides them with access to consider alternative providers.

How can I access the MaPS Directory?

  • By Phone – call 0800 138 7777 (Monday – Friday 8am to 6pm)
  • Online – you can visit the online travel insurance MaPS directory for a full list of participating travel insurance brands by clicking here.
  • By Email – simply contact traveldirectory@maps.org.uk.