Sports and Activities Travel Insurance Cover

Sports and Activities Travel Insurance Cover

If you’re planning an adventure holiday packed with sports and activities, having the right travel insurance in place is essential. From hiking and water sports to adrenaline-fuelled challenges and winter sports, accidents can happen — and standard travel insurance doesn’t always cover higher-risk activities. Covered2Go’s Sports and Activities Cover provides flexible, comprehensive protection so you can enjoy your holiday with confidence, knowing you’re covered if something goes wrong.

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What Is Sports and Activities Travel Insurance?

Sports and activities travel insurance is designed to protect you financially while taking part in leisure, adventure, or extreme activities during your trip. Many standard travel insurance policies exclude certain sports due to increased risk, which is why dedicated activities cover is important.

Our policies include cover for over 100 sports and activities as standard, with optional upgrades available for higher-risk pursuits. This allows you to tailor your travel insurance to match your itinerary.

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What’s Included in Our Sports and Activities Cover?

Our Sports and Activities Cover is designed to give you comprehensive protection while engaging in thrilling activities. Key benefits include:

Emergency medical expenses:

• Cover for medical treatment, hospital stays, and emergency evacuation

• Medical cover ranging from £5 million to £10 million, depending on policy level

Cancellation cover:

• Cover if you need to cancel or cut short your trip due to unforeseen circumstances

• Up to £10,000 cancellation cover

Personal possessions cover:

• Protection for luggage and valuables

• Up to £5,000 per person

24/7 Emergency Assistance:

• Access to round-the-clock emergency support while abroad

Activity-Based Cover Levels:

• Activities categorised by risk level so you can select the correct cover for your plans

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What Sports and Activities Are Covered?

Important: Some sections of cover may be excluded, and special conditions or exclusions apply to certain activities. Always check the specific activity within the Policy Wording for full details.

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Level 1 Activities (Included as Standard)

These lower-risk activities are included automatically:

Popular Leisure Sports

• Badminton, tennis, table tennis

• Basketball, football (including 5-a-side), cricket

• Volleyball

Water-Based Activities

• Canoeing (grades 1–3)

• Kayaking, paddleboarding

• Snorkelling and swimming (including with dolphins or whales)

Outdoor & Wellness Activities

• Hiking up to 1,500 metres

• Go-karting

• Yoga, aerobics, gym training, Zumba and CrossFit

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Level 2 Activities (Additional Premium Applies)

Suitable for more adventurous travellers:

Water Sports

• White water rafting (grades 1–3)

• Wakeboarding, jet skiing, water skiing

Mountain & Trekking

• Hiking up to 3,000 metres

• Glacier walking

Adrenaline Activities

• Bungee jumping (3 or more jumps)

• Aerial safaris

• Canyon swings

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Level 3 Activities (Additional Premium Applies)

Designed for experienced adventurers:

• Scuba diving up to 50 metres

• Barefoot water skiing

• Hiking up to 4,500 metres (recognised routes only)

• Triathlons, Ironman events, endurance races

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Level 4 Activities (Additional Premium Applies)

High-risk pursuits such as:

• Bobsleighing

• Flying and gliding

If the activity you’re planning isn’t listed in the Policy Wording, please contact us before purchasing so we can confirm whether cover is available.

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Winter Sports Travel Insurance Cover

If you’re heading on a skiing or snowboarding holiday, Winter Sports Cover must be added to your policy.

Our Winter Sports Cover includes:

• Ski & snowboard equipment cover (lost, stolen, or damaged)

• Piste closure compensation due to adverse weather or lack of snow

• Emergency medical and evacuation costs for injuries on the slopes

👉 Find out more about our Winter Sports Cover

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How to Choose the Right Sports & Activities Cover

When selecting your cover, consider:

• Which activities you’ll be doing and their risk level

• Trip length, especially for extended or multi-trip policies

• Destination, as some activities may have regional restrictions

• Your experience level, including certifications or guided requirements

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Key Things to Check Before You Buy

• Read the Policy Wording carefully for inclusions and exclusions

• Check equipment cover limits for high-value sports gear

• Ensure medical cover is sufficient for adventure activities

• Confirm whether personal liability cover is included where needed

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Why Choose Covered2Go?

At Covered2Go, we specialise in travel insurance that fits real lifestyles — including adventure and activity-focused trips. Our Sports and Activities Cover offers:

• Flexible cover levels

• Over 100 activities included as standard

• Optional upgrades for higher-risk pursuits

• 24/7 emergency assistance

• Clear, easy-to-understand policy options

So whether you’re trekking, skiing, cycling, or diving, you can travel knowing you’re properly protected.

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Get a Sports & Activities Insurance Quote Today

Planning an adventure holiday? Don’t take unnecessary risks.

Get a Sports and Activities Travel Insurance quote today using our quick and easy online system and make sure your trip is protected from start to finish.

From mountain trails to snowy slopes and ocean depths, Covered2Go has the travel insurance you need for your next adventure.

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Useful Travel Advice & Requirements

• UK Foreign Travel Advice – Destination safety, entry requirements, and travel updates
• NHS Fit for Travel – Health advice and vaccinations for travel
• ABTA – Guidance on booking safe and secure holidays

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