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Couples Travel Insurance

Travel together, covered together

Cover two eligible adults on one policy, whether you’re travelling together or independently.

✓ Single Trip, Annual Multi-Trip & Longstay options
✓ Each adult can travel independently
✓ 24-hour emergency medical assistance

Couples cover explained

What is Couples Travel Insurance?

Covered2Go Couples Travel Insurance allows two eligible adults to be covered together on one policy. A couple is defined as two adults who have permanently lived together at the same address for more than six months.

Couples cover is available on Single Trip, Annual Multi-Trip and Longstay policies, subject to the eligibility requirements of the policy selected.

One policy for two adults

Cover both eligible adults together under one Couples Travel Insurance policy.

Independent travel allowed

Each adult can travel independently, subject to the terms and eligibility requirements of the policy.

Flexible policy options

Choose Single Trip, Annual Multi-Trip or Longstay cover to suit your travel plans.

UK, Europe and worldwide

Select the geographical area that covers every destination on your itinerary.

Couples eligibility: Both adults must have permanently lived together at the same address for more than six months. Other policy eligibility requirements also apply.


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Couples policy eligibility

Who can be covered by Couples Travel Insurance?

Covered2Go Couples Travel Insurance is designed for two adults who have permanently lived together at the same address for more than six months. Both adults must meet the eligibility requirements of the policy selected and be named on the policy schedule.

Two eligible adults

A Couples policy covers two eligible adults who meet the policy definition of a couple.

Same permanent address

You must have permanently lived together at the same address for more than six months.


What’s included

What does Couples Travel Insurance cover?

Couples Travel Insurance provides the benefits of the Covered2Go policy and cover selected. Depending on your policy type and cover level, this can include protection for a range of eligible unexpected events before and during your trip.

Emergency medical expenses

Cover may be available for eligible emergency medical treatment abroad and medically necessary repatriation, subject to the policy selected.

Cancellation and curtailment

Cover for certain irrecoverable costs if you need to cancel your trip or cut it short for an insured reason.

Baggage and belongings

Cover may be available for eligible baggage and personal belongings that are lost, stolen or damaged during your trip.

Travel disruption

Depending on the policy, cover may apply for certain delays, missed departures and other insured travel disruption.

Personal liability

Cover may be available for certain eligible personal liability claims arising during your insured trip.

24-hour emergency assistance

Emergency medical assistance is available 24 hours a day while you are travelling.

Exact benefits, limits, terms, conditions, exclusions and excesses depend on the policy and cover selected. Please check your quote, policy schedule and Policy Wording.


Choose your policy

Which Couples Travel Insurance policy is right for you?

The right policy will depend on how often you travel and how long you plan to be away. Couples cover is available on Single Trip, Annual Multi-Trip and Longstay policies.

One holiday

Single Trip Couples Travel Insurance

Suitable for one specific holiday, such as a weekend break, honeymoon or longer one-off trip.

Explore Single Trip Travel Insurance

Several holidays

Annual Multi-Trip Couples Travel Insurance

Suitable for couples planning multiple eligible holidays during a 12-month policy period. Each adult can also travel independently, subject to the policy terms.

Explore Annual Multi-Trip Travel Insurance

One extended trip

Longstay Couples Travel Insurance

Suitable for one extended journey of up to 18 months, subject to Longstay eligibility requirements, including the applicable a maximum purchase age of 64.

Explore Longstay Travel Insurance


Flexible travel

Can couples travel separately on the same policy?

Yes. Each adult insured under a Covered2Go Couples policy can travel independently, subject to the policy terms, trip-duration limits, geographical area and any other applicable eligibility requirements.

This can be particularly useful for couples who sometimes travel together and sometimes take separate trips during the policy period.


Medical cover

Couples Travel Insurance and pre-existing medical conditions

Covered2Go considers pre-existing medical conditions for travellers included on a Couples policy. Medical declaration requirements depend on the condition and the current Policy Wording.

Some specified conditions may be covered without medical screening where the applicable requirements are met. Other pre-existing medical conditions must be declared and accepted where required, and an additional medical premium or special terms may apply.

Find out about travel insurance for pre-existing medical conditions


Destination cover

Where can Couples Travel Insurance cover you?

Covered2Go Couples Travel Insurance can provide cover for eligible trips in the UK, Europe and destinations worldwide. You must select the geographical area that includes every destination on your itinerary.

UK holidays

Cover may be available for eligible trips within the UK when the policy requirements are met.

Explore UK Travel Insurance

European holidays

Suitable for eligible city breaks, beach holidays and touring trips across destinations included within the European geographical area.

Explore Europe Travel Insurance

Worldwide holidays

Choose the appropriate worldwide geographical area for eligible trips further afield.

Explore Worldwide Travel Insurance

Check that your selected geographical area includes every country and relevant stopover on your itinerary, and review the latest UK Foreign Travel Advice before travelling.


Travelling with others?

Travelling with children, friends or other adults?

Travelling with dependent children?

If you are travelling with eligible dependent children, Family Travel Insurance may be more suitable than Couples cover.

Explore Family Travel Insurance

Travelling with friends or other adults?

If you’re travelling with friends or another group of adults, Group Travel Insurance can cover up to 14 adult travellers travelling together, subject to eligibility.

Explore Group Travel Insurance


Policy prices

How much does Couples Travel Insurance cost?

The price of Couples Travel Insurance varies depending on your circumstances, travel plans and the cover selected. A joint policy is not necessarily cheaper than arranging cover separately, so getting a quote is the best way to see the price for your trip.

What can affect the price?

  • The policy type selected: Single Trip, Annual Multi-Trip or Longstay
  • The ages of both travellers
  • Your destination and geographical area
  • The length and number of trips
  • The cover level and optional protection selected
  • Any pre-existing medical conditions requiring additional cover

Get a Couples Travel Insurance quote


Why Covered2Go?

Why choose Covered2Go for Couples Travel Insurance?

Covered2Go offers flexible travel insurance options for eligible couples, with a choice of policy types, destination cover and support before and during your trip.

Three policy options

Choose from Single Trip, Annual Multi-Trip or Longstay Couples cover.

Independent travel

Each adult can travel independently, subject to the applicable policy terms.

24-hour emergency assistance

Emergency medical assistance is available 24 hours a day while you are travelling.

UK-based support

Our UK-based team can help with general policy questions before you travel.


Helpful official travel resources

UK Foreign Travel Advice ›

Check current entry requirements, safety information and Foreign, Commonwealth & Development Office travel advice.

NHS Travel Vaccination Advice ›

Find official NHS guidance about travel vaccinations and preparing for travel.

Covered2Go Policy Wordings ›

Review the complete terms, benefit limits, conditions and exclusions that apply to your policy.


Ready to arrange Couples Travel Insurance?

Get a Couples Travel Insurance quote and choose the policy type, destination and cover that best match your travel plans.

Get a Couples Travel Insurance quote

Want to check the cover first? View our Policy Wordings.

Cover limits, terms, conditions, exclusions and excesses apply. Please check that the policy meets your needs before purchasing.

Couples Travel Insurance FAQs

For Covered2Go Couples Travel Insurance, a couple is defined as two adults who have permanently lived together at the same address for more than six months.

Both adults must meet the eligibility requirements of the policy selected.

Yes. Each adult covered under a Covered2Go Couples Travel Insurance policy can travel independently, subject to the terms, conditions, geographical area, trip-duration limits and other requirements of the policy.

This can be particularly useful if you sometimes holiday together but also take separate trips.

Covered2Go Couples Travel Insurance is available with Single Trip, Annual Multi-Trip and Longstay policies.

Single Trip Travel Insurance can be suitable if you need cover for one particular holiday.

Annual Multi-Trip Travel Insurance can be suitable if you expect to take several eligible trips during the policy period.

Longstay Travel Insurance is designed for eligible travellers taking one extended trip.

Depending on the policy and cover selected, Couples Travel Insurance can provide cover for a range of unexpected events before and during your trip. This may include eligible emergency medical expenses, cancellation or curtailment, baggage and personal belongings, travel disruption and personal liability.

Cover limits, terms, conditions, exclusions and excesses apply. Check the applicable Policy Wording for full details.

The cost of travel insurance depends on factors such as your ages, destination, trip duration, policy type, cover selected and any relevant medical circumstances.

A Couples policy is not necessarily cheaper than buying separate policies, so the best way to compare the cost is to obtain a quote based on your individual travel plans.

Yes. Couples cover is available with Covered2Go Single Trip Travel Insurance, making it an option for eligible couples who want cover for one specific trip.

This could include a city break, beach holiday, honeymoon or other eligible one-off trip.

Yes. Couples cover is available with Covered2Go Annual Multi-Trip Travel Insurance.

This can be useful for couples who plan to take several eligible trips during the policy period. Each adult can also travel independently, subject to the policy terms and conditions.

Yes. Couples cover is available with Covered2Go Longstay Travel Insurance for eligible travellers planning one extended trip of up to 18 months.

Longstay is available to eligible travellers aged 64 or under at the time of purchase. Terms and eligibility requirements apply.

Covered2Go considers pre-existing medical conditions for travellers included on a Couples policy.

Some specified medical conditions may be covered without medical screening where the applicable requirements are met. Other pre-existing medical conditions must be declared and accepted where required, and an additional premium or special terms may apply.

Find out more about Travel Insurance for Pre-Existing Medical Conditions.

Each traveller must comply with the medical declaration requirements that apply to the policy.

Where a medical condition needs to be declared, the relevant information should be provided accurately when obtaining cover. Check the current Policy Wording and medical declaration requirements for full details.

To qualify as a couple under Covered2Go’s Couples Travel Insurance, you must be two adults who have permanently lived together at the same address for more than six months.

If you don’t meet this definition, you may need to consider another suitable policy arrangement instead.

Yes. You don’t need to be married to qualify as a couple.

The Covered2Go definition is based on two adults permanently living together at the same address for more than six months, rather than whether you are married.

If you’re travelling with eligible dependent children, Family Travel Insurance may be a more appropriate policy option.

Covered2Go Family Travel Insurance is available with Single Trip, Annual Multi-Trip and Longstay policies, subject to the applicable eligibility requirements.

If your trip includes additional adult travellers, Group Travel Insurance may be more suitable.

Covered2Go Group Travel Insurance can cover up to 14 adults travelling together and is available on Single Trip and Longstay policies, subject to eligibility and the applicable policy terms.

Yes. Covered2Go Couples Travel Insurance can provide cover for eligible trips within the UK, Europe and destinations worldwide, depending on the geographical area selected.

Make sure the geographical area you choose includes every destination on your itinerary and check the latest UK Foreign Travel Advice before travelling.

Page last updated: September 25, 2026