Dubai is the largest city in the United Arab Emirates (UAE) and one of the most exciting destinations in the world. From record-breaking skyscrapers and luxury shopping to desert adventures and cultural landmarks, it’s a city that offers something for every traveller. With year-round sunshine and endless activities, it’s no surprise that so many UK visitors look for Dubai travel insurance to protect their trip.
Whether you’re exploring the historic Al Fahidi district or heading into the desert for dune bashing, it’s important to have reliable Dubai travel insurance in place before you travel.
Do I need Dubai travel insurance?
While Dubai travel insurance is not a legal requirement, it is strongly recommended. Medical care in Dubai is not free, and treatment — even for minor issues — can be expensive. Without a policy, you would need to cover these costs yourself.
A comprehensive Dubai travel insurance policy can protect you against:
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Emergency medical treatment
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Lost or stolen belongings
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Trip delays or missed departures
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Trip cancellation or curtailment
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Personal liability
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Repatriation
Cover limits, terms and conditions apply. Please read the Policy Wording carefully to make sure the cover meets your needs.
Dubai is considered a safe destination, but like any major tourist area, petty theft can happen. Travel insurance offers peace of mind so you can enjoy your trip confidently.
Do I need a visa for Dubai?
British Citizens do require a visa, but it is straightforward to arrange. A standard tourist visa allows a stay of up to 40 days, with options to extend. Always check the latest entry requirements via the FCDO before travelling.
What type of Dubai travel insurance do I need?
To ensure you’re fully protected, choose the correct policy region. For Dubai travel insurance, you will need a Worldwide excluding USA, Canada and the Caribbean policy.
However, if you’re visiting additional destinations such as Canada or the USA on the same trip, you should select a Worldwide including policy instead.
What should I consider when comparing Dubai travel insurance?
1. Will your activities be covered?
Dubai is known for adventurous experiences including:
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Sandboarding
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Quad biking
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Dune bashing
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Skydiving
Some of these require optional activity cover, as they are considered higher-risk. Make sure your Dubai travel insurance includes the activities you plan to do.
2. What is your trip worth?
Add up the total cost of your holiday:
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Flights
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Hotels
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Pre-paid excursions
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Transfers
Your cancellation cover should match this amount. Covered2Go offers up to £10,000 per person on Platinum policies, with the option to increase if you need more.
3. Are you travelling for business?
If you’re visiting for work, business travel insurance may be more suitable. It can cover things such as:
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Business equipment
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Work documents
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Replacement staff costs
Learn more about our business travel cover options.
4. Do you have pre-existing medical conditions?
Covered2Go policies include cover for pre-existing medical conditions following a medical screening. For more specialist needs, the MoneyHelper Directory is also available.
Tips for travelling to Dubai
Culture & etiquette
Dubai is modern and cosmopolitan but still upholds traditional customs. Learning about local etiquette before you arrive can make your trip smoother.
Explore the city’s historic side in the Al Fahidi Heritage District, where you can wander Arabic alleyways and learn about traditional Emirati culture.
Tipping
Tipping is appreciated but not mandatory. Many restaurants — especially in hotels — add a 10% service charge automatically.
Currency
The currency is the UAE dirham (AED). ATMs are widely available, and cards are accepted almost everywhere.
Time difference
Dubai is 4 hours ahead of GMT. The average flight time from London is around 6 hours 45 minutes.
Get a quote for Dubai travel insurance
Here at Covered2Go, we make it easy to find clear, straightforward Dubai travel insurance that suits your trip. Whether you’re planning a luxury city break, a family holiday, or an adventure-packed itinerary, we’re here to help.
👉 Get a quote for Dubai travel insurance today
Or contact our friendly UK-based team if you have any questions.
