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Travel Insurance You Can
Depend On

Compare travel insurance from Covered2Go. Choose from Single Trip, Annual Multi Trip, Cruise and Winter Sports cover, with medical screening available online for many declared medical conditions.

Why Choose Covered2Go?

Covered2Go provides award-winning travel insurance with a choice of Single Trip,
Annual Multi Trip, Cruise and Winter Sports policies. Our products have been recognised
by independent industry bodies and are rated highly by travellers across the UK.
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Our travel insurance policies have been recognised by independent industry bodies, including Which? Best Buy, helping travellers choose cover they can trust.
Declare pre-existing medical conditions quickly and easily online. Cover may be available for a wide range of declared medical conditions following screening.
Access emergency medical assistance whenever you need it while travelling abroad, providing support and guidance when unexpected situations arise.
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Popular Travel Insurance Guides

From European getaways to long-haul adventures, cover for medical conditions
and cruises, explore our most popular travel insurance options.

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What is travel insurance?

Travel insurance helps protect you against the unexpected when you travel outside the UK. It can cover emergency medical treatment, trip cancellation, lost or stolen belongings, travel delays and more—giving you peace of mind before and during your trip.

The cost of travel insurance depends on factors such as your age, destination, trip length, the type of cover you choose and any pre-existing medical conditions. If you’re planning to travel more than once in a year, an Annual Multi-Trip policy may offer a convenient option, providing cover for 12 months where each trip is up to 31 days as standard, with extensions available.

Do I need to purchase travel insurance?

Travel insurance is strongly recommended for any trip outside the UK. While most holidays go smoothly, unexpected events like medical emergencies, trip cancellations, lost belongings or a stolen passport can be stressful and expensive to deal with on your own—especially in countries where healthcare costs are high.

Having travel insurance in place from the moment you book your trip means you’re protected if something prevents you from travelling. Cancellation cover starts as soon as your policy is purchased, helping you recover costs if you’re unable to go.

Travel insurance can also cover emergency medical treatment abroad, the loss of important documents such as your passport, and delays or disruptions during your journey. It provides peace of mind so you can focus on enjoying your holiday, knowing help is available when you need it most.

What does travel insurance cover?

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What type of travel insurance is right for me?

Choosing the right travel insurance policy depends on a few things. Where you’re travelling too, how many times you plan on travelling in the year, whether you need cover for a cruise holiday or a winter sports trip… There are many things to consider.

Here are the most common types of policy:

    • Single trip: A travel insurance policy which will cover you for a one-off trip.
    • Annual multi-trip: Ideal if you’re taking more than one trip over a 12-month period. This can be more cost-effective than purchasing two or more single trip policies over the year. Our policies allow you to travel for up to 31 days per trip, or for an additional premium, you can extend your trip limit to 45 or 60 days.
    • Longstay: Suitable for travellers who choose to go on longer trips, up to the maximum age of 64.
    • Worldwide: If you’re travelling to the USA, Canada or the Caribbean, a worldwide policy would be the ideal choice for you. You may find that this type of policy is more expensive than a European policy, however, this is largely due to medical costs outside the EU being much higher.
    • Winter sports: If you’re planning on a skiing or snowboarding holiday, you would need to add cover for winter sports to your policy. This cover will provide you with specific winter sports benefits such as, cover for lost or damaged ski equipment. Maximum cover of 30 days per trip on an Annual Multi-trip policy.
    • Sports and activities: For those travellers who enjoy sports and activity holidays, we have a wide range of sports and activities available which can be added to your insurance policy (we cover 110 sports and activities, as standard).
    • Couples: This type of policy is suitable for two adults, who live at the same address. Please note, couples can still travel independently of one another, if you’re thinking of purchasing an annual multi-trip.
    • Family: This provides cover for all members of the family on one policy. Kids (under 18’s, or under 23’s, in full time education and living with you) are FREE on our family travel insurance policies.
    • Group: This may be the ideal choice for you if you’re travelling in a group of up to 14 people, friends or family members, all members must be travelling from the UK.
    • Business travel: If you’re planning a business trip, you are covered to do non-manual work during your trip under this policy and it can be extended to cover manual work. Business Cover will also protect your business equipment if it is lost, stolen, damaged or destroyed. If you are unable to fulfil your business trip, due to illness, we will cover some of the costs for a replacement employee to take over.
    • Golf travel: If you’re going on a golf trip, adding golf cover may be the ideal add-on for your travel insurance policy.
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Frequently Asked Questions

Travel insurance is designed to help protect you against certain unexpected events before or during your trip. Depending on the policy selected, cover may include cancellation, emergency medical expenses, lost or stolen baggage, travel delays and personal liability. Cover limits, terms, conditions and exclusions apply.

You should arrange travel insurance as soon as you book your holiday. This allows cancellation cover to begin immediately, helping protect your holiday costs if you need to cancel for an insured reason before departure. You can get a travel insurance quote online in minutes.

Travel insurance may be available for many pre-existing medical conditions following medical screening. All medical conditions must be declared during the quotation process to ensure the correct cover is provided. Eligibility, cover and premiums may vary. Learn more about travel insurance for medical conditions.

No. A GHIC or EHIC provides access to state-provided healthcare in certain countries but does not replace travel insurance. It does not typically cover cancellation, lost luggage, travel delays, personal liability or emergency repatriation to the UK. Many travellers still choose Europe travel insurance for additional protection.

Yes. Covered2Go offers travel insurance for older travellers, with Single Trip policies available up to age 99 and Annual Multi Trip policies available up to age 85. Terms, conditions and age limits apply. Learn more about our travel insurance for over 65s.

If you are taking a cruise, you may wish to consider a policy that includes cruise cover. Cruise travel insurance can provide benefits specifically designed for cruise holidays, such as missed port departure, cabin confinement and cruise interruption, subject to policy terms and conditions. Learn more about cruise travel insurance.

Depending on the policy selected, travel insurance can provide cover for cancellation, emergency medical expenses, baggage, personal belongings, travel delays, missed departure and personal liability. Cover limits, terms, conditions and exclusions will vary between policies. Full details can be found in our Policy Wording.

The right policy will depend on your destination, age, travel plans and individual requirements. Single Trip Travel Insurance may be suitable for one-off holidays, while Annual Multi Trip Travel Insurance can offer convenience and value for travellers taking multiple trips throughout the year.

* Please Remember – There is no cover on any of our policies if you travel against the Foreign, Commonwealth and Development Office (FCDO), government, local authority, or medical advice.

Terms and Conditions apply. Please see our Policy Wording for full details.