Last updated: 14 October 2026 • 2 minute read • Written by the Covered2Go Travel Team

We’re delighted that Covered2Go is a finalist for Best Travel Insurance Provider
in the 2026 Insurance Choice Awards.

Final-stage voting closed on 13 October 2026. We’d like to say a huge thank you
to every customer who took the time to share their experience and support Covered2Go
during the awards.

Reaching the final means a great deal

Covered2Go won Best Travel Insurance Provider in 2022, and we’re incredibly proud
to have reached the final again in 2026.

As a family-run business, being recognised by the customers we serve means a great
deal to our whole team. The feedback received throughout the campaign also helps us
understand what we’re doing well and where we can continue to improve.

Whether customers purchased Single Trip, Annual Multi-Trip or another Covered2Go
travel insurance policy, we truly appreciate everyone who took the time to tell
Smart Money People about their experience.

Thank you from the Covered2Go team

Whatever the final result, reaching this stage is something we’re extremely proud of.
Thank you to our customers for their continued support and for choosing Covered2Go
for their travel insurance.

Thank you for supporting Covered2Go and our family-run team.

Last reviewed: September 2026 • Written by the Covered2Go Travel Team

A GHIC and travel insurance provide different types of protection when you travel. A UK Global Health Insurance Card (GHIC) can give eligible travellers access to medically necessary state-provided healthcare in participating countries, while travel insurance can provide wider protection for risks such as cancellation, emergency medical costs, repatriation and baggage, subject to the policy terms.

A GHIC is therefore not a replacement for travel insurance. Depending on the healthcare system in the country you are visiting, treatment accessed using a GHIC may be free or you may need to pay the same charges that a local resident would pay.

This guide explains the difference between a GHIC and travel insurance, what each can help with, where a GHIC can be used and why the two provide different types of protection when travelling.

What Is a GHIC?

The UK Global Health Insurance Card (GHIC) allows eligible people to access medically necessary state-provided healthcare when visiting participating countries. Healthcare is provided on the same basis as it is to a resident of the country you are visiting.

That does not necessarily mean treatment will be free. If residents of the country normally pay towards state healthcare, you may also be required to pay.

What Does a GHIC Cover?

A GHIC is designed to give access to state healthcare that is medically necessary during your stay and cannot reasonably wait until you return to the UK. Whether treatment is medically necessary is determined by the healthcare provider in the country you are visiting.

What Doesn’t a GHIC Cover?

A GHIC is a healthcare access card rather than a travel insurance policy. There are therefore several important travel risks it does not cover.

GHIC vs Travel Insurance: What’s the Difference?

The simplest way to understand the difference is that a GHIC primarily concerns access to eligible state healthcare, while travel insurance can provide financial protection against a wider range of unexpected events, subject to the cover selected and policy terms.

*Travel insurance benefits depend on the policy, level of cover selected, eligibility, circumstances of the claim and applicable terms, conditions and exclusions.

Do I Need Travel Insurance If I Have a GHIC?

A GHIC should not be treated as a replacement for travel insurance.

A GHIC can be useful if you need medically necessary state healthcare during an eligible trip, but it does not provide the broader protection associated with a travel insurance policy.

For example, if you need to be medically repatriated to the UK, cancel an insured trip for an eligible reason or make an eligible baggage claim, a GHIC would not provide that protection. Appropriate travel insurance may provide cover, subject to its terms and limits.

If you’re taking a one-off holiday, you can learn more about Single Trip Travel Insurance. If you expect to travel several times during the year, see our Annual Multi-Trip Travel Insurance guide.

Where Can You Use a UK GHIC?

According to current NHS guidance, a UK GHIC can be used in countries in the European Economic Area (EEA) and in certain other countries or territories where arrangements are in place.

What About an Existing EHIC?

The GHIC has replaced the previous UK-issued EHIC for most applicants. If you still have an existing valid UK EHIC, you can continue to use it until it expires where it is valid for your destination. When it expires, most eligible UK residents will apply for a GHIC instead.

Some people may remain eligible for a new UK EHIC depending on their circumstances. Check the current NHS guidance if you think this applies to you.

What About a GHIC for Spain?

A valid GHIC can be used to access medically necessary state-provided healthcare in Spain under the applicable arrangements. As elsewhere, this does not replace travel insurance and does not provide protection for risks such as cancellation, baggage or medical repatriation.

If Spain is your destination, our Spain Travel Insurance guide explains travel insurance considerations for a Spanish holiday.

For trips elsewhere in Europe, see our Europe Travel Insurance page.

Planning a Trip to Europe? What Should You Check?

Check FCDO Foreign Travel Advice →

GHIC vs Travel Insurance FAQs

Travel insurance cover is subject to eligibility, benefit limits, excesses, terms, conditions and exclusions. Always check the current Policy Wording and your Certificate of Insurance for the cover that applies to your policy.

This guide is intended for general information only and should not be relied upon as financial advice. GHIC and EHIC eligibility, healthcare arrangements and destination rules can change. Check current NHS and UK Government guidance before travelling.

Page last updated: September 2026

This information was last updated on 09/03/2026 @ 09:00.

This communication is for general guidance only. Policy cover, terms and conditions will vary between travel insurance policies and insurers. Customers should review the policy wording applicable to their cover to understand the specifics of cover and exclusions.

Recent changes from The Foreign, Commonwealth & Development Office (FCDO) include advising:

Against all travel to:

• Israel, Palestine and Jordan

Against all but essential travel to:

• Kuwait, Qatar, UAE, Jordan and Bahrain

Please monitor FCDO – Foreign Travel Advice for the latest travel advice.

If you are already travelling:

1. Register your presence with the UK government here.
2. You must follow the latest guidance from the FCDO and local authorities at all times.
3. If your return journey is disrupted, contact your airline or tour operator, as they are responsible for making alternative travel arrangements.
4. Subject to policy terms, cover for emergency medical expenses not arising directly or indirectly from acts of war, conflict, or related events will continue to apply for individuals who travelled prior to the commencement of the current conflict. Emergency medical expenses arising directly or indirectly from acts of war, conflict, or related events are not typically covered. Claims will be assessed on a case-by-case basis. You should contact your emergency assistance provider, as detailed in your policy documents, for guidance and support.

If you are due to travel soon:

1. If your travel plans are disrupted due to this conflict, please contact your tour operator or travel provider to make alternative arrangements or to request a refund.
2. If the destination or dates of your trip change, contact us to adjust your travel insurance policy.
3. If you were due to travel through an affected region, your airline remains responsible for making arrangements to ensure you reach your final destination.

Important reminders:

1. All travel insurance policies contain exclusions relating to war and/or military conflict, whether declared or not.
2. There is no cover for events that were public knowledge at the time a trip was booked or a travel insurance policy was purchased.

If you have a specific question about your policy cover, you can reach our customer service team at enquiries@covered2go.co.uk.

May half term family holidays are a popular choice for UK families travelling during the late spring school break. With warmer temperatures, longer daylight hours, and destinations fully opening for the season, the May school holidays are an ideal time to enjoy a family getaway before the busy summer period.

Whether you’re planning a UK staycation or travelling abroad for sunshine, beaches, or theme parks, May half term family holidays offer a wide range of family-friendly destinations. As this is still a busy school holiday period, planning ahead, and making sure you have the right family travel cover in place can help ensure a smooth and stress-free break.

Why May Half Term Is Perfect for a Family Holiday

May half term sits at the ideal point between spring and summer, making it one of the best times of year to travel with children. Weather conditions are more settled, outdoor attractions are fully open, and crowds are generally lighter than during peak summer holidays.

Key benefits of May half term family holidays include:

With fewer pressures than the main summer break, May half term family holidays allow families to travel at a more relaxed pace. If you’re travelling earlier in the year, our guides to February half term family holiday destinations and Easter half term family holidays also highlight great options for families planning school holiday trips.

Best UK Destinations for May Half Term Family Holidays

Staying in the UK during May half term is a popular option, offering flexibility, shorter travel times, and destinations that really come into their own in late spring.

Cornwall

Cornwall is ideal in May, with longer days, milder temperatures, and quieter beaches than in summer. Coastal walks, seaside towns, and family attractions make it perfect for a spring escape. For inspiration and events, visit Visit Cornwall.

Norfolk Broads

The Norfolk Broads are at their best in late spring, offering boat hire, cycling routes, and wildlife spotting that children love. It’s a peaceful yet activity-filled destination for families. Find out more at Visit Norfolk.

Peak District

May is an excellent time to explore the Peak District, with blooming landscapes and family-friendly walking and cycling trails. Outdoor adventures and charming villages make it ideal for active families. Plan your visit via Visit Peak District.

Isle of Wight

With its warmer microclimate, beaches, and family attractions, the Isle of Wight is a brilliant May half term destination. Easy travel from the mainland and plenty of outdoor activities make it especially popular with families. See Visit Isle of Wight.

Popular May Half Term Family Holidays Abroad

For families looking to travel overseas, May half term offers excellent weather and value before peak summer travel begins.

Disneyland Paris

Disneyland Paris remains one of the most popular May half term family holidays abroad. Pleasant weather, seasonal events, and shorter queues than summer make it an ideal time to visit. Official information is available at Disneyland Paris.

Balearic Islands

The Balearic Islands, including Mallorca and Menorca, are perfect for May half term. Warm weather, calm seas, and family-friendly resorts are fully open, without the summer crowds. Explore options via Visit Mallorca.

Crete and Rhodes

Late spring is an excellent time to visit the Greek Islands, with warm temperatures and quieter resorts. Crete and Rhodes offer beaches, family-friendly hotels, and cultural attractions. Visit Discover Greece.

Antalya

Antalya is a top choice for families in May, offering warm weather, large all-inclusive resorts, and excellent facilities for children. It’s ideal for families seeking a relaxed, resort-based holiday. See Go Türkiye.

Family-Friendly Activities During the May Half Term Holidays

May half term family holidays suit a wide range of travel styles, whether your family prefers outdoor adventures or relaxed sightseeing.

Tips for Planning May Half Term Family Holidays

Before travelling abroad, families should also check official foreign travel advice for entry requirements, healthcare guidance, and passport validity: check the latest FCDO Foreign Travel Advice.

Final Thoughts

May half term family holidays offer an excellent balance of warm weather, exciting destinations, and a more relaxed atmosphere than peak summer travel. Whether you’re staying in the UK or heading overseas, planning ahead can help you make the most of this well-timed school holiday.

As May half term is a busy travel period, having the right family travel cover in place can help protect against unexpected disruptions and give you peace of mind throughout your trip.

Wherever you’re heading this May half term, make sure your family is fully prepared for the journey ahead.

Easter half term family holidays are one of the most popular ways for UK families to travel during the official UK school holiday period. With longer days, improving spring weather, and a welcome break from the school routine, the Easter school holidays are an ideal time to enjoy quality time together as a family.

Whether you’re planning a UK staycation or heading abroad for sunshine, culture, or theme parks, Easter half term family holidays offer a wide range of family-friendly destinations. As this is a busy travel period, planning ahead and making sure you have the right family travel cover in place can help ensure a smooth and stress-free break.

Why Easter Half Term Is Perfect for a Family Holiday

Easter half term sits perfectly between winter and summer, making it an excellent time to travel with children. Many destinations start to warm up, seasonal attractions reopen, and outdoor activities become far more enjoyable.

Key benefits of Easter half term family holidays include:

With fewer school and work pressures, Easter half term family holidays also provide valuable time for families to reconnect and create lasting memories together. However, if you’re travelling earlier in the year, our guide to February half term family holiday destinations covers winter sun, ski trips, city breaks, and UK staycations for families.

Best UK Destinations for Easter Half Term Family Holidays

Staying in the UK is a popular choice for Easter half term, offering flexibility, shorter travel times, and plenty of child-friendly destinations.

The Lake District

Spring is a beautiful time to visit, with blooming landscapes and gentler walking routes. Families can enjoy scenic walks, boat trips, and wildlife attractions across the Lake District National Park, alongside cosy family accommodation.

Cornwall

Cornwall is a classic option for Easter half term family holidays. With miles of coastline, seaside towns, and spring events, it’s perfect for outdoor exploration. You can find ideas for attractions and activities via Visit Cornwall.

Edinburgh

Edinburgh offers a fantastic mix of history, culture, and open spaces. Many museums and historic sites are free and ideal for families, making it a great Easter destination. Visit Edinburgh tourism for family-friendly itineraries and events.

The Cotswolds

For a slower-paced Easter break, the Cotswolds is ideal. Picturesque villages, countryside walks, wildlife parks, and family-friendly accommodation make it a relaxing choice. Explore the region through Cotswolds tourism.

Popular Easter Half Term Family Holidays Abroad

For families looking to travel overseas, Easter half term offers comfortable sightseeing temperatures and excellent availability before the summer peak.

Disneyland Paris

One of the most popular Easter half term family holidays abroad, Disneyland Paris offers seasonal Easter events, themed parades, and accommodation designed especially for families — all just a short journey from the UK.

Algarve, Portugal

The Algarve is ideal for families seeking sunshine without extreme summer heat. Known for its safe beaches, water parks, and family resorts, it’s a reliable choice during Easter. Visit Visit Algarve for resort and activity ideas.

Barcelona, Spain

Barcelona combines iconic landmarks, green spaces, and beaches, making it perfect for families who want variety. Spring temperatures are comfortable for exploring the city, and Barcelona tourism highlights plenty of child-friendly attractions.

Rome, Italy

Rome offers an unforgettable cultural experience during Easter half term. Many landmarks are walkable, and open squares provide space for children to explore. Family travel inspiration can be found on Visit Rome.

Family-Friendly Activities During the Easter Holidays

Easter half term family holidays offer something for every travel style, whether you prefer adventure, culture, or relaxation.

Tips for Planning Easter Half Term Family Holidays

Before travelling abroad, families should also check official foreign travel advice for entry requirements, healthcare guidance, and passport validity.

Final Thoughts

Easter half term family holidays offer the perfect balance of good weather, exciting destinations, and quality time together. Whether you’re staying in the UK or travelling overseas, planning ahead can make all the difference.

As Easter is a busy school holiday period, having the right family travel cover in place can help protect your family against unexpected events and give you peace of mind throughout your trip.

Wherever you’re heading this Easter half term, make sure your family is fully prepared for the journey ahead.

February half term family holidays are popular with UK families looking to travel during the school break, whether for winter sun, ski trips, city breaks, or UK staycations. Travelling during this busy period makes planning ahead and having family travel cover especially important.

February half term is one of the most popular UK school holiday periods for families to travel, with many parents planning trips around the school break. With winter still in full swing at home, families often use the February half-term holidays to enjoy winter sun, snow-filled adventures, or a short family city break.

If you’re already thinking ahead to later in the school holiday calendar, our guide to Easter half term family holidays highlights the best destinations and planning tips for spring travel with children.

Whether you’re travelling abroad or staying closer to home, it’s important to plan ahead for busy travel periods and make sure you have the right family travel cover in place before you go.

Best February Half Term Holiday Destinations for Families

☀️ Canary Islands – Winter Sun for February Half Term

The Canary Islands are consistently one of the best February half term family holiday destinations. With mild temperatures, short flight times from the UK, and excellent family-friendly resorts, islands such as Tenerife, Lanzarote, and Fuerteventura are ideal for travelling with children.

Why families love the Canary Islands in February:

February half term is a peak travel period, so appropriate family travel cover may provide protection for insured events such as eligible delays, cancellations and emergency medical costs, subject to the policy terms.

🎿 Alps – Family Ski Holidays in February

February half term is peak ski season across the Alps, making it a fantastic choice for families who enjoy winter sports. Ski resorts in France, Austria, and Italy offer excellent ski schools, child-friendly slopes, and family-focused accommodation.

Why families choose ski holidays in February half term:

If you’re heading to the slopes, make sure your family travel cover includes the appropriate winter sports cover, as skiing and snowboarding may not be covered as standard.

🏙️ European City Breaks – February Half Term Without the Crowds

A European city break can be a great option for families during February half term. Cities such as Barcelona, Rome, and Amsterdam offer culture, attractions, and great food without the crowds and heat of summer.

Why families enjoy city breaks in February:

Airports and transport hubs can be particularly busy during school holidays, so it is worth allowing extra time and checking the travel disruption benefits available under your policy.

🌴 Dubai – Guaranteed Sunshine for February Half Term

Dubai is a popular long-haul February half term destination for families looking for sunshine. With theme parks, water parks, beaches, and luxury family resorts, it’s a great option for older children and teenagers.

Why families love Dubai in February:

For long-haul travel during school holidays, appropriate family travel cover can provide protection against eligible medical emergencies, cancellations and lost belongings, subject to the policy terms and limits.

🇬🇧 United Kingdom – February Half Term Staycations

February half term doesn’t have to mean travelling abroad. UK destinations such as Cornwall, the Lake District, and the Scottish Highlands offer family-friendly accommodation, countryside walks, and indoor attractions that are ideal for winter breaks.

Depending on the policy and trip, travel insurance for eligible UK holidays may provide protection for events such as cancellation and lost belongings. Always check the policy requirements and exclusions before travelling.

Why Family Travel Cover Is Important for February Half Term

February half term is one of the busiest times of year for family travel. Flights are fuller, airports are busier, and winter weather can increase the risk of delays and disruptions.

February half term travel is typically busier and can be more expensive than term-time travel, which makes it particularly important to consider suitable travel insurance for your family’s plans.

Depending on the cover selected, a family travel insurance policy may provide protection for eligible events involving:

If your family travels more than once a year, an annual family travel cover policy may be worth considering for multiple school holiday trips.

Tips for Travelling During February Half Term

February Half Term & Family Travel Cover FAQs

Travel insurance cover is subject to eligibility, benefit limits, excesses, terms, conditions and exclusions. Always check the current Policy Wording and your Certificate of Insurance for the cover that applies.

Last updated: January 2026

Thank you to everyone who has trusted Covered2Go to help protect their travels. Whether you’ve already enjoyed a trip this year or are planning one soon, we’re proud to support people with peace of mind whenever they travel ✈️

If you hold a Covered2Go policy and are travelling over the festive period, just a reminder that 24/7 emergency medical assistance is available while you’re abroad. Full contact details can be found in your policy documents.

We hope the festive season gives you time to relax, celebrate, and start looking forward to new adventures in the New Year.

🕒 Christmas & New Year Opening Hours

Wednesday 24 December
9:00am – 12:45pm

Thursday 25 December – Sunday 28 December
Closed

Monday 29 December
9:00am – 5:30pm

Tuesday 30 December
9:00am – 5:30pm

Wednesday 31 December
9:00am – 12:45pm

Thursday 1 January
Closed

Friday 2 January
9:00am – 5:30pm

💡 Please note: Emergency medical assistance is available 24/7. You’ll find the contact details in your policy documents.

Wishing you a lovely Christmas and a happy, healthy New Year 🎅✨
— The Covered2Go Team