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Winter Sports.

Your Covered2go cheap Winter Sports travel insurance policy will cover you for the majority of winter activities upon payment of the Winter Sports premium. See section 16 of the policy wordng for your Winter Sports list of activities.

Activity Pack 2.

Adventure Racing (up to 6 hours)
Airsoft
Cross Country Running
Dragon Boat Racing
Dry Slope Skiing
Elephant Trekking (non-UK booked)
Falconry
Football - Amateur
Gaelic Football
Gliding (non competition)
Gorge Walking (no ropes)
Handball
High Diving
Hobie Catting (In-shore)
Hockey
Indoor Climbing (on climbing wall)
Iron Man
Judo
Karate
Karting
Kayaking (grade 3 rivers only)
Kayaking (In-land waters)
Kendo
Lacrosse

Land Yachting
Paint Balling
Parasailing (over water) incidental
Parascending (Over water)
Parascending (over water, non incidental)
Rambling up to 2,000m
Roller Blading (Line Skating/Skate Boarding)
Roller skating
Rugby (training)
Safari (non UK Organised)
Sand Yachting
Sea Canoeing/Kayaking
Shark Cage Diving
Skateboarding
Soccer
Sphereing
Street Hockey
Taw Kwon Do
Trampolining
Trekking 2000m
Ultimate
up to 1 day Skiing/Dry slope skiing/Snowboarding
War Games/Paint Balling
Water Polo (amateur)

Activity Pack 3.

Adventure Racing (up to 12 hours)
American Football
Big Foot Skiing
Blade Skating
Bobbing
Breathing Observation Bubble (BOB)
Canoeing (White Water)
Canyoning
Cat Skiing
Cross Country Skiing
Equestrian
Flying crew/pilot
Flying Helocopter (Pilot)
Glacier Walking
Gliding
Go Karting
Harness Racing
Hockey (Ice) With Full Body Protection
Horse Jumping (no Polo Hunting)
Horse Riding (Eventing)
Husky Dog Sledding
Hydro Zorbing
Ice Hockey
Ice Skating
Jousting
Kick Sledging

Kite Boarding
Land Skiing
Langlauf
Martial Arts (Training Only)
Modern Pentathlon
Mono Skiing
Mountain Boarding
Mountain Walking up to 1000m
Mountaineering up to 1000m
Off Road Motorcycling (up to 250cc)
Off-piste skiing
Passenger Sledge
Polo cross
Power Boating
Professional Entertaining
Quad Bikes
River Tubing
Rodeo
Roller Hockey
Rugby (amateur game)
Rugby League
Rugby Union
Sand Boarding
Sand Dune Surfing/Skiing
Ski Boarding
Ski Dooing
Skiing
Skiing - Cat
Skiing - Mono

Skiing - Nordic
Sledging
Sledging/Toboganning
Sleigh riding (reindeer horses or dogs)
Snow Biking
Snow Blading
Snow Bobbing
Snow Mobile/Ski Doos
Snow Mobiling
Snow Parascending
Snow Scooting
Snow Shoe Walking
Snow Tubing
Snowboarding
Snowcat Driving
Speed Sailing
Speed Skating
Speed Trials/Time Trials
Summer Tobogganing
Telemarking
Toboganning/Sledging
Tree Top Canopy Walking
Under 17 Driving (not public roads)
Water Ski Jumping
White Water Rafting (grade 4 to 6)
Winter sports
Wrestling

Activity Pack 4.

Boardsailing
Cyclo Cross
Devil Karting
Dinghy Sailing
Dirt Boarding
Extreme Sports
Mountaineering up to 2,000m
Paragliding
Parascending (over land)
Ski Biking
Skiing - Snowcat
Snow Carting
Snow Go Karting
Trekking 3000m
Winter Walking

Activity Pack 5.

Buggying
Caving/Pot Holing
Glacier Skiing
Heliskiing
Hurling
Hydrospeeding
Ice Climbing
Ice Go Carting
Ice Windsurfing
Kite Buggying
Kite Surfing
Octopush
Outdoor Endurance Tests
Power Gliding

Power Kiting
River Bugging
Rock Climbing (under 2,000m)
Skeleton
Ski Blading
Ski Randonee
Ski Touring
Ski Yawing
Skiing - Freestyle
Skiing - Glacier
Snow Kiting
Via Ferratta
Wake Boarding
Wind Tunnel Flying

Activity Pack 6.

Adventure Racing (up to 24 hours)
Assault Courses including High Ropes
Black Water Rafting (Grades 1 to 3
Blowcarting
BMX Freestyle & Racing
Cave Diving
Cycle Racing
Freestyle Skateboarding
Gliding (competition)
Hang Gliding
Micro Lighting
MotoCross
Motor Racing/Rallies/Competitions (all types)

Mountaineering up to 3,000m
Parapenting/Paraponting
Polo
Scuba Diving to 40m
Ski Flying
Ski Mountaineering
Ski Run Walking
Slack-Lining
Wicker Basket
Tobogganing
Zip Trekking
Zorbing

Activity Pack 7.

Adventure Racing (up to 36 hours)
Downhill Mountain Biking
Kloofing
Mountaineering up to 4,000m
Solo Climbing
Solo Mountaineering
Solo Scuba Diving
Tandem Skydive (up to 2 jumps maximum)

Activity Pack 8.

Adventure Racing (up to 48 hours)
Airboarding
Alligator Wrestling
Big Game Hunting
Black Water Rafting (Grades 4 to 6)
Bobsleigh
Bouldering
Boxing
Bull Running
Cave Tubing
Coasteering
Deer Stalking
Drag Racing
Free Diving
Free Mountaineering
Hunting/Shooting
Ice Diving
Ice Holing
Ice Marathon
Ice Speedway
Luge/Bobsleigh

Martial Arts (Competition)
Mixed Gas Diving
Mountaineering up to 5600m
Parachuting
Potholing
Sailing/Yachting offshore (recreational)
Shark Free Diving
Ski Acrobatics
Ski Jumping
Ski Racing
Ski Stunting
Skiing - Heli
Skiing - Para
Sky Diving
Sky Jumping
Sky Surfing
Trekking to Everest Base Camp
Trekking up to 5
600m
Yachting (racing/crewing) - outside territorial waters.

Business.

Covered2go's business travel insurance works hard for you! Set up your policy online and in minutes you're covered from loss of your business equipment to hiring a replacement and paying for a business associate to replace you.

Timeshare.

This option will provide you with repayment of up to 5% of the original purchase price paid for the period of the timeshare you are unable to use, plus the management charge for this period, where you are unable to exchange your timeshare in your operator's timeshare bank.

Golf.

Covered2go's cheap golf holiday insurance provides cover for when things don't quite go off to a tee! Cover includes personal accidents, baggage delays and of course your valuable golfing equipment.

Double Excess.

This option provides you with a fantastic premium discount, as you have chosen to pay double the Policy Excess's displayed in the policy in respect of each and every claim.

Remove Cover for Personal Possesions.

By selecting this option, Section B2 Personal Possessions is not covered.

Excess Waiver.

If you choose the Excess Waiver option, then the original section excesses will be waived. However if an increased excess has been confirmed in writing by Travellers HealthCheck (medical screening) for section A1 (Cancellation) then the Excess Waiver will not apply to this section and the increased Excess will be applied.

Remove Cancellation / Curtailment Cover.

By selecting this option, Sections A1 Cancellation and B5 Curtailment are not covered.

Policy Start Date.

The cover relating to Cancellation, as described under section A within the pre-travel policy, starts from the commencement date of cover shown on your insurance certificate, (this will be the Issue Date of your Single Trip or Longstay Policy, but will be your chosen start date for an Annual Policy. Remember, you may require Cancellation Cover prior to your trip departure date.

Policy End Date.

Cover for Section A 'Cancellation' ends when you leave home to start each trip. In respect of Section B (all other sections of cover), cover ends on your return home or expiry of the policy, whichever occurs first.

Increased trip duration.

This option extends the duration of your annual trip policy to 45 days.

Stop Over Extension.

This options allows you to stop over outside of your chosen Geographical Area for a maximum of 31 days in total.

Return Home.

This option extends your insurance to include two return trips to your home country. All cover is suspended on clearance of your home country customs and restarts after the baggage check-in at your international departure point for the return flight, international train or ferry.

Hazardous Activities.

Adventure Racing (up to 6 hours), Kite Boarding, Sea Canoeing/Kayaking, Boxing Training, Lacrosse, Shark Diving, Breathing Observation Bubble (BOB), Martial Arts (Training Only), Sky Diving, Canyoning, Micro Lighting, Sphereing, Gaelic Football, Mountaineering up to 3,000m, Street Hockey, Gliding, Parachuting, Tree Top Canopy Walking, Hand Gliding, Parascending (over water, non incidental), Trekking up to 3000m, Jet Skiing, Professional Entertaining, White Water Rafting (grade 4 to 6), Judo, Quad Bikes, Karate, Roller Hockey, Kayaking (In-land waters), Sand Yachting, Kendo, Scuba Diving to 18m

Increased trip duration.

This option extends the maximum trip duration of your annual multi-trip policy to 60 days.

Geographical Areas.

UK
England, Scotland, Wales, Northern Ireland and the Isle of Man.

Europe
Europe, United Kingdom, Continental Europe, Mediterranean Islands, the Channel Islands, Morocco, Algeria, Tunisia, Libya, Egypt, Israel, Lebanon, Jordan, Syria, Turkey, Madeira, Canary Islands, the Azores, the Republic of Ireland, Iceland, Russia, Estonia, Latvia, Lithuania, Belarus, Ukraine, Moldova and Georgia.

Australia and New Zealand
Australia and New Zealand. (including stopovers in any other zone not exceeding 72 hours duration each way)

Worldwide excluding the United States of America, Canada and the Caribbean.
Worldwide, excluding United States of America, Canada and all Islands in the Caribbean Sea including the Bahamas.

Worldwide including the United States of America, Canada and the Caribbean.
Worldwide.

Relationship.

Individual Each person shown on the policy schedule, for whom the appropriate insurance premium has been paid.

Couple Two adults who have been permanently living together at the same address for more than six months. Each adult can travel independently.

Family Two adults and all of their children (including foster children) aged 17 and under if in full time education. All persons must live at the same address. Each adult can travel independently, however, all insured children must travel with at least one of the insured adults.

Single parent family One adult and all of their children (including foster children) aged 17 and under if in full time education. All persons must live at the same address. The adult can travel independently, however, all insured children must travel with the insured adult.

Group of Adults A number of Individuals shown on the policy schedule, for whom the appropriate insurance premium has been paid.

Exclude Piste Rescue.

Whilst this option provides you with a further discount, it is essential that you have checked that you have alternative arrangements in place (such as Carte Neige or Carre Neige) for your piste rescue or you may have to pay the piste rescue costs yourself. This does not affect the cover provided by the Emergency Medical & Associated Expenses section..

Activity Pack 1 (Longstay Product).

Backpacker and Longstay activities covered free of charge (Activity Pack 1)
Abseiling, Cycle Touring, Kiting, Scuba Diving to 18m, Aerobics, Dancing, Korfball, Scuba Diving to 30m, Amateur Athletic Field Events, Darts, Low Ropes, Scuba Diving to 9m, Amateur Athletic Track Events, Deep Sea Fishing, Manual Labour, Sea Fishing, Angling, Diving, Marathons, Shinty, Animal Sanctuary/Refuge Work, Driving Any Motorised Vehicle, Model Flying, Shooting, Archery, Elephant Trekking (UK-Booked), Model sports, Small Bore Target Shooting, Athletics, Expeditions, Motorcycling with appropriate UK licence, Snooker, Badminton, Fell Running, Mountain Biking (on road non racing), Snorkelling, Ballooning - Hot Air, Fell Walking, Netball, Softball, Bamboo Rafting, Fencing, Orienteering, Squash (amateur), Banana Boating, Fishing, Overland Trips , Stoolball, Bar Work, Fives, Petanque, Stoopball, Baseball, Flag football, Pigeon racing, Surfing (amateur), Basketball,Flying as passenger , (private/small aircraft), Pony Trekking, Swim Trekking , Beach Games, Football, Pool, Swimming, Biathlon, Football - Beach Kick Around, Power lifting, Swimming with Dolphins, Billiards, Fresh Water Fishing, Quoits, Sydney Harbour Bridge, Bird Watching, Frisbee, Rackets, Table Tennis, Body Boarding, Fruit or Vegetable Picking, Rafting, Team Games, Bowling, Glass Bottom Boats, Rambling, Ten Pin Bowling, Bowls, Gliding (learning non competition), Rambling under 1,000m, Tennis, Boxing Training, Golf, Rap Running/Jumping, Trekking 1000m, Bridge, Gorilla Trekking, Racquet Ball, Triathlon, Bridge Swinging, Gymnastics, Re-Enactment, Tubing, Bungee Jumping, Highland games, Restaurant Work, Tug of War, Camel/Elephant Riding/Trekking, Hiking/Trekking/Walking, Rifle Range, Volleyball, Camping, Hill Walking up to 2000m, Ringos, Walking, Canoeing, Historical Research, River Walking , Water Skiing (amateur), Canoeing (exc. white water), Horse Riding, Rock Scrambling , (under 4,000m), Weight Lifting, Caravanning, Hot Air Ballooning, Rounders, Whale Watching, Catamaran Sailing (In-shore), Indoor Skating, Rowing, White Water Rafting + Canoeing (grade 1 to 3), Chess, Jet Boating, Running, Sprint/Long Distance, Windsurfing, Clay Pigeon Shooting, Jet Skiing, Safari (UK Organised), Working,Climbing, Jet Skiing (non incidental), Safari Trekking, Yachting (inland and coastal waters), Cricket, Jogging, Sail Boarding, Yoga, Croquet, Kayaking (up to grade 2 rivers only), Sailing, Curling, Keepfit, Sailing/Yachting inshore (recreational)

Activity Pack 2 (Longstay Product).

Adventure Racing (up to 12 hours), Hockey (Ice) With Full Body Protection, Parasailing (over water) incidental, Snow Biking, Parascending (Over water), Snow Blading, Parascending (over water, non incidental), Snow Bobbing, Passenger Sledge, Snow Mobile/Ski Doos, Polo cross, Snow Mobiling, Power Boating, Snow Parascending,Professional Entertaining, Snow Scooting, Quad Bikes, Snow Shoe Walking, Rambling up to 2,000m, Snow Tubing, River Tubing, Snowboarding, Rodeo, Snowcat Driving, Roller Blading (Line Skating/Skate Boarding), Soccer, Roller Hockey, Speed Sailing, Roller skating, Speed Skating, Rugby (amateur game), Speed Trials/Time Trials, Rugby (training), Sphereing, Rugby League, Street Hockey, Rugby Union, Summer Tobogganing, Safari (non UK Organised), Surfcasting, Sand Dune Surfing/Skiing, Taw Kwon Do, Sand Yachting, Telemarking, Shark Cage Diving, Tobogganing/Sledging, Skateboarding, Trampolining, Ski Boarding, Tree Top Canopy Walking, Ski Dooing, Trekking 2000m, Skiing, Ultimate, Skiing - Mono, Under 17 Driving (not public roads), Skiing - Nordic, War Games/Paint Balling, Sky Diving (max 2 jumps), Water Polo (amateur), Sledging, Water Ski Jumping, Sledging/Tobogganing, White Water Rafting (grade 4 to 6), Sleigh riding (reindeer, horses or dogs), Winter sports, Wrestling, Adventure Racing (up to 6hrs), Horse Jumping (no Polo, Hunting), Airsoft, Horse Riding (Eventing), American Football, Husky Dog Sledding, Big Foot Skiing, Hydro Zorbing, Blade Skating, Ice Hockey, Bobbing, Ice Skating, Breathing Observation Bubble (BOB), Indoor Climbing (on climbing wall), Canoeing (White Water),Iron Man, Canyoning, Jousting, Cat Skiing, Judo, Cross Country Running, Karate, Cross Country Skiing, Karting, Dragon Boat Racing, Kayaking (grade 3 rivers only), Dry Slope Skiing, Kayaking (In-land waters), Elephant Trekking (non-UK booked), Kendo, Equestrian, Kick Sledging, Falconry, Kite Boarding, Flying crew/pilot, Lacrosse, Flying Helicopter (Pilot), Land Skiing, Football - Amateur, Land Yachting, Gaelic Football, Langlauf, Glacier Walking, Martial Arts (Training Only), Gliding, Modern Pentathlon, Gliding (non competition), Mono Skiing, Go Karting, Mountain Biking (off road non racing), Gorge Walking (no ropes), Mountain Boarding, Handball, Mountain Walking up to 1000m, Harness Racing, Mountaineering up to 1000m, High Diving, Off Road Motorcycling (up to 250cc), Hobie Catting (In-shore), Off-piste skiing, Hockey, Paint Balling

Activity Pack 3 (Longstay Product).

Boardsailing, Ice Windsurfing, Ski Blading, Buggying, Kite Buggying, Ski Randonee, Caving/Pot Holing, Kite Surfing, Ski Touring, Cyclo Cross, Mountaineering up to 2,000m, Ski Yawing, Devil Karting, Octopush, Skiing - Freestyle, Dinghy Sailing, Outdoor Endurance Tests, Skiing - Glacier, Dirt Boarding, Paragliding, Skiing - Snowcat, Extreme Sports, Parascending (over land), Snow Carting, Glacier Skiing, Power Gliding, Snow Go Karting, Heliskiing, Power Kiting, Snow Kiting, Hurling, River Bugging, Trekking 3000m, Hydrospeeding, Rock Climbing (under 2,000m), Via Ferratta, Ice Climbing,Skeleton, Wake Boarding, Ice Go Carting, Ski Biking, Wind Tunnel Flying, Winter Walking

Activity Pack 4 (Longstay Product).

Adventure Racing (up to 24 hours), Gliding (competition), Scuba Diving to 40m, Assault Courses including High Ropes, Hang Gliding, Ski Flying, Black Water Rafting (Grades 1 to 3), Micro Lighting, Ski Mountaineering, Blowcarting, MotoCross, Ski Run Walking, BMX Freestyle & Racing, Motor Racing/Rallies/Competitions (all types), Skiing - Off Piste Without a Guide, Cave Diving, Mountaineering up to 3,000m, Slack-Lining, Cycle Racing, Parapenting/Paraponting, Wicker Basket Tobogganing, Freestyle Skateboarding, Polo, Zip Trekking, Zorbing

Activity Pack 1

Covered free of charge
Abseiling, Aerobics, Amateur Athletic Field/track Events, Angling, Animal Sanctuary/Refuge Work, Archery, Athletics, Badminton, Bamboo Rafting, Banana Boating, Bar Work, Baseball, Basketball, Beach Games, Biathlon, Billiards, Bird Watching, Body Boarding, Bowling, Bowls, Boxing Training, Bridge, Bridge Swinging, Bungee Jumping, Camel/Elephant Riding/Trekking, Camping, Canoeing (excluding white water), Caravanning, Catamaran Sailing (In-shore), Chess, Clay Pigeon Shooting, Climbing, Cricket, Croquet, Curling, Cycle Touring, Cycling, Dancing, Darts, Deep Sea Fishing, Diving, Elephant Trekking (UK-Booked), Fell Running, Fell Walking, Fencing, Fishing, Fives, Flag football, Flying as passenger (private/small aircraft), Flying ex crew/pilot, Football, Football - Beach Kick Around, Fresh Water/Sea Fishing, Frisbee, Fruit or Vegetable Picking, Glass Bottom Boats, Gliding (learning non competition), Golf, Gorilla Trekking, Gymnastics, Highland games, Hiking/Trekking/Walking, Hill Walking up to 2000m, Historical Research, Horse Riding (no eventing), Hot Air Ballooning, Indoor Skating, Jet Boating, Jet Skiing, Jet Skiing (non incidental), Jogging, Kayaking (up to grade 2 rivers only), Keepfit, Kiting, Korfball, Low Ropes, Manual Labour, Marathons, Model Flying, Motorcycling with appropriate UK licence, Mountain Biking, Netball, Orienteering, Petanque, Pigeon racing, Pony Trekking, Pool, Power lifting, Quoits, Rackets, Rafting, Rambling, Rambling under 1,000m, Rap Running/Jumping, Raquet Ball, Re-Enactment, Restaurant Work, Rifle Range, Ringos, River Walking , Rock Scrambling (under 4,000m), Rounders, Rowing, Running, Sprint/Long Distance, Safari (UK Organised), Safari Trekking, Sail Boarding, Sailing, Sailing/Yachting inshore (recreational), Scuba Diving to 30m, Sea Fishing, Shinty, Shooting, Shooting (target range-not hunting), Small Bore Target Shooting, Snooker, Snorkelling, Softball, Squash (amateur), Surfing (amateur), Swim Trekking , Swimming, Swimming with Dolphins, Sydney Harbour Bridge, Table Tennis, Team Games, Ten Pin Bowling, Tennis, Trekking 1000m, Triathlon, Tubing, Tug of War, Volleyball, Walking, Water Skiing (amateur), Waterskiing/Windsurfing/Snorkelling, Weight Lifting, Whale Watching, White Water Rafting + Canoeing (grade 1 to 3), Windsurfing, Working, Yachting (inland and coastal waters), Yoga

Postal Fees

Covered2go Travel Insurance offers an additional service of posting out to our customers a printed certificate and policy document for which we charge £2.50. The certificate is available to download once payment has been accepted as is the policy wording. We will email a copy of your certificate along with the relevant policy wording on completing payment on the website. If you do not require a posted copy, please leave the box unticked. If however, you would like a copy, please tick the box.

Cruise

Cruise - means a pleasure voyage on a ship sailing on seas or oceans that includes stops at various ports and where the trip is more than 72 hours in duration. Please note that cover for Cruises is only available when you purchase our Gold level of cover.

Covered2go Policy Wordings

Travel Insurance Facilities - Purchased on or after 16th October 2012.
	Single Trip and Annual Multi-Trip To download or view the Policy Wording for any Single Trip or Annual Multi-Trip policies purchased on or after 16th October 2012. Click here to view

Travel Insurance Facilities - Purchased between 1st May 2012 and 15th October 2012.
	Single Trip and Annual Multi-Trip To download or view the Policy Wording for any Single Trip or Annual Multi-Trip policies purchased between 1st May 2012 and 15th October 2012. Click here to view

	Longstay To download or view the Policy Wording for any Longstay policies purchased on or after 1st May 2013. Click here to view (To obtain the Policy Wording for any Longstay policies purchased before 1st May 2013, please call us on 0844 482 7760). Click here to view

Travel Insurance Facilities
	Single Trip and Annual Multi-Trip To download or view the Policy Wording for any Single Trip or Annual Multi-Trip policies purchased between 8th September 2011 and 30th April 2012. Click here to view

	Single Trip and Annual Multi-Trip To download or view the Policy Wording for any Single Trip or Annual Multi-Trip policies purchased between 1st June 2011 and 7th September 2011. Click here to view

	Longstay To download or view the Policy Wording for any Longstay or Backpacker policies purchased between 1st June 2011 and 7th September 2011. Click here to view

	Longstay To download or view the Policy Wording for any Longstay or Backpacker policies purchased between 8th September 2011 and 30th April 2012. Click here to view

Travel Insurance Facilities
	Single Trip and Annual Multi-Trip To download or view the Policy Wording for any Single Trip or Annual Multi-Trip policies purchased between 21st May 2010 and 31st May 2011. Click here to view

	Longstay To download or view the Policy Wording for any Longstay or Backpacker policies purchased between 21st May 2010 and 30th April 2011. Click here to view

Mondial - All Policies purchased before 21st May 2010.
	Single Trip, Annual Multi-Trip and Longstay To download or view the Policy Wording for any Single Trip, Annual Multi-Trip or Longstay policies purchased before 21st May 2010. Click here to view